It seems that Christmas gets earlier every year, with the Christmas ads already launched, mince pies and Slade in the shops and Christmas decorations going up in towns and houses. It can be a magical time, full of family, joy and laughter like we see in the adverts, but it can also be a lonely time or a struggle to meet up to perceived expectations. 59% of CAP clients have had to borrow money for their regular food shop, and this is without the extras for Christmas, the incre

Sometimes for our debt coaches, visit team and clients, the journey out of debt can seem long and difficult, waiting for a DRO to be processed or juggling a limited budget to make ends meet. It can be hard for our clients to welcome the team into their home and their lives, and hard for the team to see the struggles they are going through, but it is a privilege to be invited in and help the clients through the debt free process, but also to know that they are worth more than

This week is Talk Money Week , and CAP are highlighting their latest ‘ Picture of Poverty ’ report which shows that nearly a quarter (23%) of adults in the East of England have daily anxiety about their finances. Further insights indicate that people who are struggling with debt and money management are not just looking for financial help, but also personal connection. CAP’s Picture of Poverty report reveals that when thinking about their current financial situation, 15% of a

It can be hard to be patient in life, and especially in the face of suffering - modern life can be fast paced and we want a quick fix, to solve it now and move on. For our Ely and District CAP clients (and our debt coaches!) the wait while the busy head office team puts a debt solution into practice can seem long and frustrating, but it is wonderful when the message of debt freedom comes through. This time may seem longer than we may like, but it is also valuable time, time t

This week CAP released their new Picture of Poverty report. It shockingly reveals that nearly 1 in 5 adults are in problem debt, which is almost twice as many as two years ago. Furthermore, 1 in 4 of those with children are in such trouble, and 1 in 3 adults are severely stressed about their finances. Poverty is deepening; in the last five years, inflation has risen by 35%, and even more for essentials. However, the income of the bottom 20% of earners, typical of our clients,

For many of our Ely and District CAP clients, the burden of debt can be a heavy weight of worry and stress, something that may be hidden from loved ones or even tried to hide from themselves. Realising that help is needed and reaching out and asking for help can be a big step, but is a big step forward. Psalm 32: 1 - 2 (NIV) 1 Blessed is the one whose transgressions are forgiven, whose sins are covered. 2 Blessed is the one whose sin the Lord does not count agains

With just a few paydays left before the 25th December, many of us are already thinking about Christmas. For some, this can be a really...

Scripture is one of the best ways we can get to know God, but there are a lot of other pointers to who He is and what He can mean in our...

In times of darkness and struggle it can be hard to admit their is a problem, to our family and friends and even to ourselves. We try to...

In dark times, it can be difficult to know who to turn to and what to ask for, but in Jesus we have someone who we can tell anything at...

With the end of the school holidays, the beginning of September can be a time of transition for many, starting a new school or going to...

It can be difficult to see God in difficult times, to deny His presence or believe that He has turned away. In the psalms, the writers...

What we often see in the news can seem to highlight the different, the other - migrant protests, wars, racial or gender discrimination,...

In our society, the emphasis is very much on doing your own thing, living the dream, being true to yourself - all self-focused and...

The summer holidays can be a stressful time for many of our Ely and District CAP clients, juggling entertaining the children on a small...

For many of our Ely and District CAP clients, having someone walking alongside them in their time of trouble can make a huge difference,...

At the moment the number of new clients for the Ely and District CAP Debt Centre is fairly slow, filling appointments for the month but...

The long summer school holidays can seem like a daunting prospect for many parents, with many of our Ely and District CAP clients worried...

On Wednesday the team went to the CAP United Midlands and East conference in Peterborough. This was an opportunity to worship together,...

It can be difficult for those suffering with financial worries, poverty and debt to confide in someone, leading to feelings of isolation...