Christmas can be a busy and stressful time, struggling to buy presents and bring the family together for a meal. It can be a lonely time, looking out the window at the Christmas lights sitting alone in an unheated house that doesn't feel like a home anymore. It can be a difficult time for those struggling with addictions, just one more drink to get through or another deal on the shopping channels that can't be resisted. It can be putting a smile on and a Christmas jumper to t

Advent is a time of waiting and preparation and many of our CAP clients are waiting too. Some for their first visits to be able to begin their CAP journey. Some preparing the documentation they need for their second Fact Find visit, some waiting for their debt solution and preparing for the potentially difficult decisions that they will have to make. Some waiting for a Debt Relief Order (DRO) to come through or patiently paying into a CAP repayment plan to become debt free. A

Within the busyness of preparation for Christmas, preparation for the celebration of the arrival of our King, Advent is a time for reflection, to look back to the time when Jesus came as a baby and lived a human life, and to look forward to when He will come again. We are living in a time between these two events, when we know the love of Christ in our lives and can see His Kingdom at work around us and within us, but when we also know that the fullness of the Kingdom has not

Life can be a rollercoaster with many ups and downs, twists and turns, challenges, exhilaration and times of calm. In the beatitudes can be found something for every season and emotion of life. For many of our Ely and District CAP clients, the struggle with debt is just part of a difficult time in life with many challenges and uphill work, not just practically, but physically, mentally and spiritually as well. But the beatitudes bless the Poor in Spirit. Matthew 5: 3 - 4 (NIV